EMI Calculator

Terms & Conditions

  • Credit Card EMI transactions can be done on Gold Studded Jewellery, Platinum Jewellery, Silver Jewellery and Diamond Jewellery
  • Credit Card EMI transactions are not allowed on Gold Bullion in any form, Gold Coins in any form and Plain Gold Jewellery
  • Upon approval of transaction, for any disputes with the approving entity, customers need to directly workout a resolution with the approving financial entity or Credit Card company. Jewelfina shall not be held responsible for any such disputes.
  • Invoice should always be made in the name of person as given on the credit card used to complete the transaction. A proof of delivery should be maintained for every transaction when every delivering the product to the customer for future references. Invoice and proof of delivery should be in the name of person as mentioned on the credit card and not in the name of person who is picking the product.
  • Charge Back: In case if the customer ask his bank to stop payment after the transaction is approved in such a case jewellery has to be returned to jeweller. Return and refund of jewellery is as per jeweller policy. Jewelfina is not liable of return or refund after approval.
  • Transactions once approved cannot be cancelled from our end, please contact your bank for the same.

Now Shop Your Favorite Jewellery through EMI

In a country like India, Jewellery shopping is a customary exercise done on a regular basis. Every Indian household keeps aside certain amount of money to purchase Jewellery. Penny by penny as we save to buy gold either for a future investment purpose or current day need, it is an open secret that buying gold has a big pressure on our pockets. Ever thought how you can ease it up, off course not by giving up buying gold. Instead you can now buy gold on EMI. Yes, you read this right- until recently with definite restrictions by the central bank, all the private banks and PSUs seized to offer gold Jewellery on EMI.

However, we at Vaibhav are now collaborated with Jewel Fina for offering our customers gold purchase on EMI. EMIs are a great way to reduce the burden or one can say disperse the load on an extend period of time.

Shop Now Pay Later

We provide for your purchase, gold Jewellery on EMI with credit card is the new norm, in simple steps, no hassle, no waiting, limited documentation you can now buy Jewellery with easy EMI options. You can now visit Vaibhav Jewellers and in three simple steps set your request for purchase of gold Jewellery on EMI.


Applicability on Jewellery

While we all fancy the idea of EMI, the applicability is one major area we should look into. Primarily EMI is applicable on stone studded gold or diamond jewellery i.e. one cannot purchase a simple gold chain on EMI unless it has a stone setting.

Applicability on Credit card

Once we have zeroed down on the choice of Jewellery, then you can now contact our customer care to avail the gold EMI offer. You can buy gold on EMI with credit card payment only. Please note that EMI can be processed only when you pay through an Indian credit card. The EMI is not applicable on any other type of payment method such as cash, check, debit card, internet banking, Paytm, paypal etc.

Easy Installments Tenure

To buy gold jewellery on installments is very lucrative. We offer four different EMI repayment tenures i.e. 6months, 9, 12 and 24 months. The four different tenures gives one a greater flexibility to pay on your gold purchase.

Processing fee

A flat amount of 6.5% of the bill value is to be paid upfront post which the rest of the amount is equated in monthly installments along with a small portion of the interest percentage.

Example: If the total bill value is Rs 1,00,000 and considering you choose 6months repayment period as your tenure. Rs 6,500 is to be paid as the initial payment and there by Rs 17,333.33 on a monthly basis. For your clear understanding you can also go to the Website Jewel Fina to calculate your EMI amount.

The terms and conditions of sanction of EMI are very much subjected to scrutiny of Jewel Fina and any documents, credit scores requested on this behalf should be duly submitted by the customer.

Why Vaibhav Jewellers?

We as a Jeweller carry 25 yrs of legacy and expertise with us, we are a 360 degree Jewellery mall having a retail presence of 55,000sqft spanning across costal Andhra and Telangana. Our 12 stores have been catering to the needs of lakhs of customers since 1994. We have many accolades to our credit for quality and innovation in the Jewellery industry. We are also proud to be an exclusive Jeweller for generations of customers and have been a trusted Jeweller for over a lakh of weddings.  Buy Gold and diamond Jewellery – Gold Necklace, Gold Bangles, Gold Vaddanams, Diamond bangles, Diamond bracelets, Diamond necklace, Diamond harams online in different workmanships, weight and price ranges. Take a look at all the latest EMI schemes, we at Vaibhav also offer an array of benefits to customers such as:

  • Lifetime exchange
  • Free 15 day return policy
  • State of art Live Video Shopping
  • Free transit insurance on International Shipments
  • Free Domestic shipping
  • Customization services
  • EMI Facility
  • Smart Buy options